Got to love Insurance

Please bear with us this week as we, basically, start doing everything again from scratch. Unfortunately in the two days we were closed the electrics tripped and took everything out – all the fridges and freezers were warmer inside than out and nearly everything has had to be thrown away.

Of course we were insured but seeing as there is a £250 excess and the most you can claim on spoiled goods is £400 – plus needing receipts for everything – how do you receipt 10 portions of thai curry? a 6 bean chilli? – and any claim stays on your insurance for 5 years as a negative it seems the only time the insurance actually counts for anything is when you take it a bit too far and poison, maim or put cinnamon instead of chocolate on the mocha!!

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